Photography Insurance

From camera bodies to lighting equipment and even photographic equipment collections, we are here to help. You can choose the limit and insurance amount from our range of options, each designed to suit you and your individual needs.

We'll work with you throughout the process to ensure that your photographic equipment and public liability insurance meets your unique needs.

What we insure

From cameras to hard drives, video production equipment to USB sticks, we can help. Protection is offered by our specialist policy for photographers and videographers that is insured through Lloyd's of London and include:

  • Photography and Videography equipment - cameras, video cameras, camcorders, lenses, external flashes, USBs, SD cards, hard drives and other data storage, camera bags, camera straps, flash transmitters, tripods, including head and legs, and studio umbrellas and lighting.
  • Electronic equipment, including laptops, mobile phones, electronic tablets.
  • Public Liability and Professional Indemnity.

Insurance for your photographic equipment and liability exposures are an essential part of protecting yourself, your investment and income.

Drones and Time Lapse Photography

Are you a qualified drone operator looking for drone insurance or have time lapse photography equipment to insure? If you have time lapse photography equipment or your commercial drone activities are in relation to aerial photography we may be able to assist you.

For an affordable quote on suitable insurance cover for your drone activities or time lapse equipment please contact our team.



Who we insure

Our goal is to provide you with comprehensive coverage that protects you against damage or theft of your equipment, along with protection for you against public liability and professional indemnity exposures.

We have a range of photography insurance solutions available for anyone involved in the industry. From beginners to professionals photography insurance is available to all types operating in the photography field.

We extend our coverage to:

  • Photographers
  • Videographers
  • Companies and Sole Traders
  • Individuals
  • Students
  • Schools

So, if you're a seasoned professional travelling the world, or a budding beginner that's just bought their first camera, we can help. Our photography insurance policies are designed to cover anyone involved in the industry at any level, so contact us today for personalised advice on a photography insurance package cover tailored to you.



What we cover

If it forms part of your equipment list we can insure it. Drones can be insured with alternative insures we have available. We are able to cover your equipment in transit as well as while on site at that photo shoot through to while at home or down at the studio.

Accidental damage, loss, theft, we’ve seen it all. Accidents can happen, so having a watertight photographic equipment insurance policy that protects you and your priceless investment from financial misfortune is essential.

Below is a summary of the Photography Insurance coverage we offer:

What we Cover Australia & New Zealand wide Studio Only

Fire, burglary, storm damage, earthquake

Yes

Yes

Theft from location

Yes

N/A

Theft from locked vehicles following forced entry

Yes

N/A

Accidental loss and damage to equipment

Yes

Yes

Transit loss and damage

Yes

N/A

New for Old replacement regardless of age of equipment (limited to the sum insured)

Yes

Yes

Emergency hire of equipment (up to 30% of the sum insured)

Yes

Yes

Cover for hired or loaned equipment (up to $2,000)

Yes

Yes

New equipment automatically covered (up to 10% of the total sum insured)

Yes

Yes

No claim discounts applied to premiums

Yes

Yes

*Note: This foregoing is only a brief summary of the cover and you are advised to read the Policy Wording closely for full details. Cover will not attach until the application is accepted and premium paid.


Professional Indemnity Insurance

Professional Indemnity Insurance is an important type of business insurance, especially for businesses that give advice or provide a professional service to clients. It can cover compensation claims if a business is sued by a client for making a mistake that leads to financial loss.

All incidents have their own circumstances and are subject to full policy wording.


Public Liability Insurance

Public Liability covers your legal liability to pay compensation for injury or damage to property caused to a third party in connection to your business that you are legally responsible for. As an example, if a customer slips or trips while on your business premises and you are found to have caused the incident.

All incidents have their own circumstances and are subject to full policy wording.


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Coverforce Insurance Brokers Pty Ltd

Phone: 1800 986 445
Email: photography@coverforce.com.au

Postal Address:
Level 5 / 11 Eastern Road
South Melbourne, VIC, 3205

Copyright © 2023 Coverforce Partners Pty Ltd. All rights reserved.